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Privacy Policy

Last updated: 1 January 2026

Offshore International Bank Ltd ("the Bank", "we", "us") is committed to protecting and respecting your privacy. This Policy explains how we collect, use, store, and share personal data when you use our services.

1. Information We Collect

We collect personal data that you provide directly, including: full name, date of birth, nationality, residential address, email address, phone number, and government-issued identification documents. We also collect transaction data, login records, IP addresses, and device information automatically when you use our platform.

2. How We Use Your Data

Your data is used to: operate and maintain your account, verify your identity and comply with KYC/AML regulations, process transactions and transfers, detect and prevent fraud, provide customer support, and communicate important account updates. We do not sell your data to third parties for marketing purposes.

3. Data Security

We employ industry-standard security measures including 256-bit AES encryption, TLS 1.3 for all data in transit, role-based access controls, multi-factor authentication, and continuous security monitoring. All data is stored in ISO 27001-certified data centres.

4. Data Retention

We retain your personal data for as long as your account is active and for a period of 7 years thereafter as required by applicable financial regulations. Transaction records are retained for a minimum of 10 years for regulatory compliance purposes.

5. Your Rights

You have the right to: access your personal data, request correction of inaccurate data, request deletion of your data (subject to legal retention requirements), object to processing, and request data portability. To exercise these rights, contact us at [email protected].

6. Cookies

We use essential cookies to maintain your session and prevent fraud. We use analytical cookies (with your consent) to improve our platform. You may manage cookie preferences at any time via our Cookie Policy page.

7. Contact

For privacy-related enquiries: [email protected] — Offshore International Bank Ltd, 1 Harbour Financial Centre, George Town, Cayman Islands.